In order to log on to our web site, each user must key in a User ID and a Password. It is recommended that you do not use as your
password any identifiable information such as a birth date, your Social Security Number, any names or other personal data that would be easy for someone else
to guess. No Gold Bastion Bancorp employee will ever ask you for your password, as our IT staff only stores a one-way encrpted hash of this
information. Our IT staff cannot read your password. In addition, you will be sent a hardware device that acts as a second factor authentication
device. We cannot read this device either - if you lose it, we will make arrangements to supply a new one, then coordinate with you to change your account
over - in the meantime, no-one will be accessing your account.